Zeam

Campaign Terms & Conditions

Clarifications of Definitions:

For Referrers

You're eligible to participate as a referrer if you:

For Referees
You qualify as a referee when you:

Valid Transactions Include:

Non Valid Transactions:

We don't count withdrawals as qualifying transactions, including:

What Referrers Receive:

What Referees Receive:

We reserve the right to:

We'll inform you of significant changes through:

To maintain fairness, we prohibit:

To maintain fairness, we prohibit:

Please note that:

These terms are governed by South African law. Any disputes will follow this process:

These terms are governed by South African law. Any disputes will follow this process:

For questions or concerns:

Campaign Terms & Conditions

Campaign Terms & Conditions

Campaign Terms & Conditions

Campaign Overview

Definitions

Clarifications of Definitions:

A "Referrer" is an existing Zeam user sharing their unique referral code with a new user (“Referee”)

A "Referee" is a new user joining Zeam using a referral code shared by a “Referrer”

"ZARZ" refers to our South African Rand-backed digital currency

"USDZ" refers to our US Dollar-backed digital currency

Eligibility Requirements

For Referrers

You're eligible to participate as a referrer if you:

Have an active Zeam account

Agree to limit your referrals to 25 successful introductions during this campaign

Continue to comply with our standard Terms of Service

For RefereesYou qualify as a referee when you:

Are new to Zeam (meaning you have never had an account with Zeam or previously completed the KYC verification successfully or unsuccessfully)

Complete Zeam identity (KYC) verification process

Perform your first qualifying transaction

Qualifying Transactions

Valid Transactions Include:

Funding your Zeam account

Sending money to other Zeam users (P2P transactions)

Transfers, moving money from your ZARZ to your USDZ account or from your USDZ to ZARZ account

Making purchases through the Zeam app (airtime, data, vouchers)

Non Valid Transactions:

We don't count withdrawals as qualifying transactions, including:

Bank account withdrawals

Standard Bank Instant Money voucher generation

Transfers to Airtel or TN Mobile wallets in Malawi

Reward Structure

What Referrers Receive:

ZARZ 20 for each successful referral

Maximum reward potential of ZARZ 500 (=25 referrals)

Rewards are credited after your referee completes their first valid transaction linked to your unique referral code

What Referees Receive:

ZARZ 10 upon successful account creation

Reward is credited after completing identity verification and account creation confirming referral code

Campaign Administration

We reserve the right to:

Adjust reward amounts if necessary

Pause the campaign for technical or operational reasons

End the campaign early if circumstances require

Extend the campaign under certain circumstances

Make changes to comply with regulations

We'll inform you of significant changes through:

App notifications

Email updates

Website announcements

Program Integrity

To maintain fairness, we prohibit:

Creating multiple accounts

Using automated systems for referrals

Participating in overlapping reward campaigns

Manipulating the referral system

To maintain fairness, we prohibit:

Creating multiple accounts

Using automated systems for referrals

Participating in overlapping reward campaigns

Manipulating the referral system

Reward Distribution

Please note that:

All rewards are issued in ZARZ

Distribution occurs within 5 business days of qualify transaction (this will exclude weekends and public holidays) and payments will be daily

Rewards cannot be converted to cash

We may withhold rewards pending verification of legitimate activity

Legal Framework

These terms are governed by South African law. Any disputes will follow this process:

Initial resolution through our in-app support

Escalation to our customer service team if needed

Final resolution through appropriate legal channels

Privacy Considerations

These terms are governed by South African law. Any disputes will follow this process:

Initial resolution through our in-app support

Escalation to our customer service team if needed

Final resolution through appropriate legal channels

Support Contact

For questions or concerns:

Use our in-app support feature

For Referees
You qualify as a referee when you: