Campaign Overview

These Terms and Conditions govern Zeam’s June Reward Campaign, aimed at onboarding new users and encouraging cross-border cashouts to Zimbabwe via the O’mari channel, as well as to Malawi via TNM and Airtel.
The campaign runs from 26 May 2025 (08:00 AM) to 17 June 2025 (11:59 PM).
Rewards are given to both the Referrer (existing user) and Any New Joiner based on defined first qualifying transactions.

Definitions

Eligibility Requirements

For Referrers:

• Must be an active Zeam user.

• Can share referral code via Zeam App or WhatsApp.

• Must comply with Zeam’s Terms of Service and campaign rules.

For New Joiners / Referred New Joiners:

• Must be new to Zeam (never had an account or completed onboarding before).

• Must complete onboarding via WhatsApp or the Zeam App.

• For referral-based rewards, onboarding must occur through the WhatsApp channel or Zeam App using a valid referral code.

First Qualifying Transactions

The first qualifying transaction made by the referred new joiner will be rewarded. The valid first qualifying transaction is either:

• Cashout to O’mari (min $0.01) via WhatsApp or Zeam App

• Cashout to TNM or Airtel (min 5000 MWK) via WhatsApp or Zeam App

Reward Structure

New Joiner Reward

• 2 USDZ allocated immediately upon onboarding (via Zeam App or WhatsApp).

• Applies regardless of whether the new joiner was referred.

Referral Reward

• 2 USDZ allocated to the Referrer if:

  • The referred user onboarded successfully using their referral code.

  • And, the referred user performs their first qualifying transaction before the end date of the campaign.

Reward Payout Timeline

• New Joiner Reward: Instant, triggered by successful onboarding.

• Referral Reward: Paid within 2 days of a successful qualifying transaction.

• Rewards are paid in daily batches.

• Final payouts will be completed by 19 June 2025.

Reward Clawback

• Any unused rewards (not transacted with) by 30 June 2025 will be clawed back and returned to Zeam.

Referral & Account Limits

Program Integrity

Zeam reserves the right to disqualify users for:

• Creating multiple or fraudulent accounts.

• Using automated systems to refer users.

• Attempting to manipulate the reward system.

• Breaching any Terms of Service.

Reward Distribution

• All rewards are issued in USDZ.

• Zeam may withhold payouts for further verification if suspicious activity is detected.

Campaign Administration

Zeam reserves the right to:

• Modify or cancel the campaign at any time.

• Adjust payout amounts or eligibility requirements.

• Communicate updates via:

  • WhatsApp

  • App notifications

  • Zeam website

  • SMS or other digital platforms

Legal Framework

These terms are governed by the laws of the Republic of South Africa.
In the event of any disputes:

• Contact Zeam via in-app support or email.

• Escalation will occur internally within Zeam.

• Final resolution may involve formal legal channels, if needed.

Privacy

Zeam processes personal data in line with applicable privacy legislation.
For more details, please refer to the Zeam Privacy Policy.

Support Contact

For any campaign-related questions:

• Use in-app support on WhatsApp or the Zeam App.

• Visit: https://zeam.money/support