Simplify payments, empower lives
Send money, get paid, and shop—all in one app.
Download Zeam
Simplify payments, empower lives
Send money, get paid, and shop—all in one app.
Download Zeam
Simplify payments, empower lives
Send money, get paid, and shop—all in one app.
Download Zeam
Simplify payments, empower lives
Send money, get paid, and shop—all in one app.
Download Zeam
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Our core features
Our core features
Discover how easy it is to join the Zeam community and
participate in our entire ecosystem.
Discover how easy it is to join the Zeam community and participate in our entire ecosystem.
Top up
Load your Zeam account and send money to anyone, anywhere. It’s fast, secure, and effortless—pay instantly using your Zeam account balance.
Send
Transfer funds directly in Zeam to another Zeam user's phone number, whether local or international. Quick, secure, and free.
Employee received funds
Pay workers in seconds. They can cash out in South Africa or in Malawi instantly, Zimbabwe coming soon.
Where you can use Zeam
Why choose Zeam?
Why choose Zeam?
Experience a better way to send, receive, and manage money with Zeam's seamless, secure, and affordable solutions.
Affordable
Low fees and transparent pricing for all transactions.
Secure
Bank-level encryption and fraud protection for your peace of mind.
24/7 Support
Go to My Profile > Support to connect with the Zeam assistant, or click any help button in the app.
Simple, transparent pricing
Service
Fee
Monthly fee
Free
Send money (to Zeam user)
Free
Receive money (from Zeam user)
Free
Shop with Zeam
Free
Cashout (Domestic)
Free
Cashout (International)
1,5%
Add funds to your Zeam wallet
Bank charges apply
Simple, transparent pricing
Service
Fee
Monthly fee
Free
Send money
(to Zeam user)
Free
Receive money (from Zeam user)
Free
Shop with Zeam
Free
Cashout (Domestic)
Free
Cashout
(International)
1,5%
Add funds to your Zeam wallet
Bank charges apply
Simple, transparent pricing
Service
Fee
Monthly fee
Free
Send money (to Zeam user)
Free
Receive money (from Zeam user)
Free
Shop with Zeam
Free
Cashout (Domestic)
Free
Cashout (International)
1,5%
Add funds to your Zeam wallet
Bank charges apply
Simple, transparent pricing
Service
Fee
Monthly fee
Free
Send money (to Zeam user)
Free
Receive money (from Zeam user)
Free
Shop with Zeam
Free
Cashout (Domestic)
Free
Cashout (International)
1,5%
Add funds to your Zeam wallet
Bank charges apply
Effortlessly pay
casual workers
Effortlessly pay casual workers
Effortlessly pay
casual workers
Zeam simplifies payments for employers who need to pay employees and casual workers without bank accounts.
No need for cash on hand – employers can easily pay workers who can request and receive payments via QR codes.
It’s convenient, free and hassle-free.
Zeam simplifies payments for employers who need to pay employees and casual workers without bank accounts.
No need for cash on hand – employers can easily pay workers who can request and receive payments via QR codes.
It’s convenient, free and hassle-free.
Zeam simplifies payments for employers who need to pay employees and casual workers without bank accounts.
No need for cash on hand – employers can easily pay workers who can request and receive payments via QR codes.
It’s convenient, free and hassle-free.
Read more
Seamlessly send money home
Seamlessly send
money home
Seamlessly send money home
Quick, affordable and transparent international transfers.
Quick, affordable and transparent international transfers.
Enjoy competitive exchange rates that save you money
Experience clear, upfront fees with no hidden charges
Send money quickly & securely to loved ones around the world
Read more
Shop with ease
Shop with ease
Shop with ease
Shop at any of our partner merchants, or buy airtime, electricity, and more with Zeam. Enjoy the convenience of seamless payments for all your needs. Access a World of Goods and Services
Shop at any of our partner merchants, or buy airtime, electricity, and more with Zeam. Enjoy the convenience of seamless payments for all your needs. Access a World of Goods and Services
Shop at any of our partner merchants, or buy airtime, electricity, and more with Zeam. Enjoy the convenience of seamless payments for all your needs. Access a World of Goods and Services
Read more
Join
's financial
ecosystem today
FIND IT ON
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Frequently asked questions
Frequently asked questions
See below if some of these questions that we have received’s response answers your question.
See below if some of these questions that we have received’s response answers your question.
How do I submit a complaint?
How can I delete or modify my account and personal information?
Do you have an age restriction for users?
Where can I check my payout?
I haven’t received my voucher or airtime. What should I do?
How long does it take to receive vouchers or airtime?
Can I buy vouchers or airtime for someone else?
What should I do if I accidentally entered the wrong phone number?
How can I reset my Zeam PIN?
What if I don’t receive the verification SMS?
What if my new PIN doesn’t work?
How do I make sure my new PIN is secure?
How do I submit a complaint?
How can I delete or modify my account and personal information?
Do you have an age restriction for users?
Where can I check my payout?
I haven’t received my voucher or airtime. What should I do?
How long does it take to receive vouchers or airtime?
Can I buy vouchers or airtime for someone else?
What should I do if I accidentally entered the wrong phone number?
How can I reset my Zeam PIN?
What if I don’t receive the verification SMS?
What if my new PIN doesn’t work?
How do I make sure my new PIN is secure?
How do I submit a complaint?
How can I delete or modify my account and personal information?
Do you have an age restriction for users?
Where can I check my payout?
I haven’t received my voucher or airtime. What should I do?
How long does it take to receive vouchers or airtime?
Can I buy vouchers or airtime for someone else?
What should I do if I accidentally entered the wrong phone number?
How can I reset my Zeam PIN?
What if I don’t receive the verification SMS?
What if my new PIN doesn’t work?
How do I make sure my new PIN is secure?
How do I submit a complaint?
How can I delete or modify my account and personal information?
Do you have an age restriction for users?
Where can I check my payout?
I haven’t received my voucher or airtime. What should I do?
How long does it take to receive vouchers or airtime?
Can I buy vouchers or airtime for someone else?
What should I do if I accidentally entered the wrong phone number?
How can I reset my Zeam PIN?
What if I don’t receive the verification SMS?
What if my new PIN doesn’t work?
How do I make sure my new PIN is secure?
© 2024 Zeam. All rights reserved.
Zeam SA (Pty) Ltd is a juristic representative of Paytec Services (Pty) Ltd. Paytec Services is Financial Service Provider rendering services in respect of crypto assets (CASP) (Read Crypto Public Disclosure), subject to the Financial Advisory and Intermediary Services Act of South Africa (FAIS) and is subject to regulatory oversight by the Financial Sector Conduct Authority of South Africa (FSCA). Paytec Services has been assigned an FSP number (53737) pending the final determination of its CASP application. In the interim, Paytec Services continues to conduct its business lawfully as a CASP in accordance with the FSCA’s Exemption Regime. Paytec is an Accountable Institution registered with the Financial Intelligence Centre (ORG 65501).
© 2024 Zeam. All rights reserved.
Zeam SA (Pty) Ltd is a juristic representative of Paytec Services (Pty) Ltd. Paytec Services is Financial Service Provider rendering services in respect of crypto assets (CASP) (Read Crypto Public Disclosure), subject to the Financial Advisory and Intermediary Services Act of South Africa (FAIS) and is subject to regulatory oversight by the Financial Sector Conduct Authority of South Africa (FSCA). Paytec Services has been assigned an FSP number (53737) pending the final determination of its CASP application. In the interim, Paytec Services continues to conduct its business lawfully as a CASP in accordance with the FSCA’s Exemption Regime. Paytec is an Accountable Institution registered with the Financial Intelligence Centre (ORG 65501).
© 2024 Zeam. All rights reserved.
Zeam SA (Pty) Ltd is a juristic representative of Paytec Services (Pty) Ltd. Paytec Services is Financial Service Provider rendering services in respect of crypto assets (CASP) (Read Crypto Public Disclosure), subject to the Financial Advisory and Intermediary Services Act of South Africa (FAIS) and is subject to regulatory oversight by the Financial Sector Conduct Authority of South Africa (FSCA). Paytec Services has been assigned an FSP number (53737) pending the final determination of its CASP application. In the interim, Paytec Services continues to conduct its business lawfully as a CASP in accordance with the FSCA’s Exemption Regime. Paytec is an Accountable Institution registered with the Financial Intelligence Centre (ORG 65501).
Zeam SA (Pty) Ltd is a juristic representative of Paytec Services (Pty) Ltd. Paytec Services is Financial Service Provider rendering services in respect of crypto assets (CASP) (Read Crypto Public Disclosure), subject to the Financial Advisory and Intermediary Services Act of South Africa (FAIS) and is subject to regulatory oversight by the Financial Sector Conduct Authority of South Africa (FSCA). Paytec Services has been assigned an FSP number (53737) pending the final determination of its CASP application. In the interim, Paytec Services continues to conduct its business lawfully as a CASP in accordance with the FSCA’s Exemption Regime. Paytec is an Accountable Institution registered with the Financial Intelligence Centre (ORG 65501).
© 2024 Zeam. All rights reserved.