MOVE YOUR MONEY IN A SNAP 

Save. Swap. Send. Shop.

All in a snap. In the app. 

Download Now

MOVE YOUR MONEY IN A SNAP 

Save. Swap. Send. Shop.

All in a snap. In the app. 

Download Now

MOVE YOUR MONEY IN A SNAP 

Save. Swap. Send. Shop.

All in a snap. In the app. 

Download Now

MOVE YOUR MONEY IN A SNAP 

Save. Swap. Send. Shop.

All in a snap. In the app. 

Download Now

Friend referral campaign

Closed campaigns info:

Why You’ll Love Us

Why You’ll Love Us

Banking is broken, and we’re tired of it. It’s your money, it should move your way. 

Discover how easy it is to join the Zeam community and participate in our entire ecosystem.

Save

Save your money on the app - no fees, no hidden costs - just your money safe and secure. 

Zeam app screen showing how to top up a wallet using a phone

Swap

Exchange your rands for dollars in an instant on the app. 

Send

Send money to anyone else, anywhere else for free on the app. Cash withdrawals carry a minimal fee.

Shop

Shop in the app or at your favourite store with no additional fees - just pay for what you buy.

Where you can use Zeam

Why We're Better

Why We're Better

Experience a better way to save, exchange, send, and receive money with Zeam’s seamless, secure, affordable solutions. 

We Won’t Chow Your Money

We have zero monthly costs and our fees are low and transparent.

As Safe As A Warrior’s Shield

We take security seriously, that’s why we have bank-level encryption and fraud protection - only your hands on your money.

Always Here, Like The Mighty Baobab

We’re available day and night, no matter what you need.


Click any help button in the app and we’ll be there, or go to My Profile > Support to connect with an assistant.

Simple, transparent pricing

Simple, transparent pricing

Service

Fee

Monthly fee

Free

Send money (to Zeam user)

Free

Receive money (from Zeam user)

Free

Shop with Zeam

Free

Cashout - South Africa (Domestic)

R5 - R10

Cashout (International)

1,5%

Add funds to your Zeam wallet

Bank charges apply

Simple, transparent pricing

Service

Fee

Monthly fee

Free

Send money

(to Zeam user)

Free

Receive money (from Zeam user)

Free

Shop with Zeam

Free

Cashout - South Africa (Domestic)

R5 - R10

Cashout

(International)

1,5%

Add funds to your Zeam wallet

Bank charges apply

Better Than Cash

Effortlessly pay casual workers

Better Than Cash

Receiving a payment? Making a payment? With Zeam, it’s instant and effortless on the app. 


No middle man, no hidden fees, no cash burning a hole in your pocket. 


Request or make payments directly on the app or with auto-generated QR codes.

Receiving a payment? Making a payment? With Zeam, it’s instant and effortless on the app. 


No middle man, no hidden fees, no cash burning a hole in your pocket. 


Request or make payments directly on the app or with auto-generated QR codes.

Receiving a payment? Making a payment? With Zeam, it’s instant and effortless on the app. 


No middle man, no hidden fees, no cash burning a hole in your pocket. 


Request or make payments directly on the app or with auto-generated QR codes.

Read more

Zeam app interface showing how to add a beneficiary by mobile number
Zeam app interface showing how to add a beneficiary by mobile number
User entering recipient number to send money home using Zeam app
User entering recipient number to send money home using Zeam app

Send money home in a snap, in the app

Seamlessly send
money home

Send money home in a snap, in the app

No more waiting, no more hidden fees. Send money home whenever you want for low, transparent fees.

No more waiting, no more hidden fees. Send money home whenever you want for low, transparent fees.

No more waiting, no more hidden fees. Send money home whenever you want for low, transparent fees.

Excellent exchange rates that let you win

See fees upfront, no hidden charges

Send from here to anywhere, instantly

Read more

Shopping made simple

Shopping made simple

Shopping made simple

Get airtime and electricity directly on the app, or shop at your favourite stores using Zeam. One app for all your needs.

Get airtime and electricity directly on the app, or shop at your favourite stores using Zeam. One app for all your needs.

Get airtime and electricity directly on the app, or shop at your favourite stores using Zeam. One app for all your needs.

Read more

Send groceries to loved ones via Zeam with Pick n Pay integration
Send groceries to loved ones via Zeam with Pick n Pay integration

Join

Join

's financial

's

financial

financial

ecosystem today

ecosystem today

Download on the

App Store

Get it on

Google Play

Find it on

Your browser

Download Now

Frequently asked questions

Frequently asked questions

How do I submit a complaint?

How can I delete or modify my account and personal information?

Do you have an age restriction for users?

Where can I check my payout?

I haven’t received my voucher or airtime. What should I do?

How long does it take to receive vouchers or airtime?

Can I buy vouchers or airtime for someone else?

What should I do if I accidentally entered the wrong phone number?

How can I reset my Zeam PIN?

What if I don’t receive the verification SMS?

What if my new PIN doesn’t work?

How do I make sure my new PIN is secure?

How do I submit a complaint?

How can I delete or modify my account and personal information?

Do you have an age restriction for users?

Where can I check my payout?

I haven’t received my voucher or airtime. What should I do?

How long does it take to receive vouchers or airtime?

Can I buy vouchers or airtime for someone else?

What should I do if I accidentally entered the wrong phone number?

How can I reset my Zeam PIN?

What if I don’t receive the verification SMS?

What if my new PIN doesn’t work?

How do I make sure my new PIN is secure?

How do I submit a complaint?

How can I delete or modify my account and personal information?

Do you have an age restriction for users?

Where can I check my payout?

I haven’t received my voucher or airtime. What should I do?

How long does it take to receive vouchers or airtime?

Can I buy vouchers or airtime for someone else?

What should I do if I accidentally entered the wrong phone number?

How can I reset my Zeam PIN?

What if I don’t receive the verification SMS?

What if my new PIN doesn’t work?

How do I make sure my new PIN is secure?

How do I submit a complaint?

How can I delete or modify my account and personal information?

Do you have an age restriction for users?

Where can I check my payout?

I haven’t received my voucher or airtime. What should I do?

How long does it take to receive vouchers or airtime?

Can I buy vouchers or airtime for someone else?

What should I do if I accidentally entered the wrong phone number?

How can I reset my Zeam PIN?

What if I don’t receive the verification SMS?

What if my new PIN doesn’t work?

How do I make sure my new PIN is secure?

Still need help? Chat to our support desk:

Chat to support